Whether you’re insuring a Large Corporation to Small Business. Whether you’re insuring a house to a car. They are investments that you may want to protect against certain perils. The basics of Liability Insurance for the most part, is no matter what you insure, it is to protect yourself if your investment injures someone, or causes damage to their property. The basics of Property Insurance are to protect your investment from damage of certain perils. It’s that simple. Sure it goes deeper than that, and that’s why you consult a professional to advise you on beyond the basics. You also want to make sure that your dealing with credible and experienced professionals, that will not just sell you insurance, but explain coverage and loss management, to keep your premiums at a minimum. At SunSave Insurance we go by the book. After all, with 40 years of experience we memorized the book. 



Definition of Insurance Sourse Wikipedia

 Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.

According to study texts of The Chartered Insurance Institute, there are the following categories of risk: 

Financial risks which means that the risk must have financial measurement. 

Pure risks which means that the risk must be real and not related to gambling 

Particular risks which means that these risks are not widespread in their effect, for example such as earthquake risk for the region prone to it.

It is commonly accepted that only financial, pure and particular risks are insurable.

An insurer, or insurance carrier, is a company selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. The amount of money to be charged for a certain amount of insurance coverage is called the premium. Risk managment, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

The transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate (indemnify) the insured in the case of a financial (personal) loss. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated.

SunSave Insurance has a wide range of forms which are listed below and not limited to:

Commercial Insurance

General Liability

Owners & Contractors Liability

Liquor Liability

Products & Completed Operations

Professional Liability

Errors and Omissions

Manufactures Liability

Garage Liability

Garage keepers

Commercial Property

Associations Liability

Flood

Director & Officers liability

Business Personal Property

Robbery & Safe Burglary

Equipment Breakdown

Business Auto

Commercial Auto

Builders Risks

Business Income

Extra Expense

Workers Compensation

Surety Bonds

Fiduciary Bonds

Inland marine

Ocean marine

Group Lie Insurance

Group Health insurance

Buy / Sell Agreements

Key Man

Personal Insurance

Auto

PIP / No Fault

Full Coverage

SR22

FR44

Homeowners

Condos

Renters

Boats

Watercraft

Motorcycles

Flood

Term Life

Whole Life

Universal Life

HMO

PPO

Disability

At 954 SunSave Insurance We insure everything from Bars to Cars. From Commercial Property to Condominiums.

No risk is to big nor to small

Call Us Today!

 954-Sun-Save

954-786-7283

E-Mail Us Today!

 Quote@954sunsave.com

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